The school teaches us to cultivate the cultural level.
Religion teaches us to cultivate the ethical level.
Are all fundamental and indispensable variables to achieve an full understanding of life.
Then, only those who have traveled a lot they realize that there is a fourth variable, at all negligible: the territorial culture.
But, only in mature age, we understand the existence of the fifth variable, the most decisive: the "Personality".
Because only with the use of this category, you will understand how is possible that people with good formal level, highly educated, very ethical, they are capable of accomplishing boorish, stupid and incorrect actions and of accomplishing this without realizing of it (neither retrospectively!).
A scorpion asks a frog to carry it across a river.
The frog hesitates, afraid of being stung; but the scorpion argues that if it did so, they would both drown.
Considering this, the frog agrees; but, midway across the river, the scorpion does indeed sting the frog, dooming them both.
When the frog asks him: "why did you do it?", the scorpion replies: "because is in my nature to do it".
"You have attributed conditions to villainy that simply result from stupidity"